In short
The question of why the insurer refuses diminution in value is read from which sentence the refusal letter used to close the head. What the head is, and how it will be measured, are not built here. What is read is which of the policy, the loss-adjuster's note, or the sentence on fault the letter used. A sum and a percentage are not in this text. A motor-insurance letter and a letter under a compulsory policy are not the same refusal.
The letter closes the head
Three separate closings can be seen in the letter. It can be said that this head is not in the policy. The loss adjuster can say they saw no difference. It can be said that the fault is not ours. Each sentence is read side by side with its own document. The sentences are not stuck in each other's place. A policy is a contract. If it is said that the head is not in the contract, that sentence is read with the text of the policy. If the text is not there, the refusal is not declared a decision on cover.
Which policy wrote it is distinguished. A motor-insurance contract and a compulsory policy are not the same contract. A compulsory policy is not motor insurance. If the letter does not write the name of the policy, it is not yet clear which contract the closed head belongs to. If the document carries the policy number and the date, the closing is tied to that document. While there is no document, the type of policy is not chosen from here. An invoice can show the cost of repair. The invoice does not change the sentence of the refusal letter. The minutes are the record of the accident. The minutes do not of themselves stand in for the ground of refusal in the letter.
The definition and the rate are not built here
What the head covers in law, how it is measured, and from whom it is claimed stand in a separate article. The formula of that measure, a rate, or a sample sum are not here. A percentage is not written. If the letter refuses the measure, the refusal is not read as the measure itself. A refusal is a sentence. The discussion of fault is in a separate article too. If the letter says there is no fault, that sentence is referred to the fault file. A rate of fault is not produced here. If a loss-adjuster's note is mentioned, the report of the note is read separately. The note is not a court decision.
The application can go to the insurer or to the door of arbitration. The application does not erase the sentence in the letter. The petition recounts which sentence conflicts with which document. The petition does not produce a sum. Service shows to whom the refusal writing went, and on which date. While there is no service, a number of days is not completed from here. A decision is reached only if the letter in hand and the contract are there. Not every file carries the same closing sentence. Optional cover is not another name for a compulsory policy.
The date of the letter and the date of the accident do not have to be the same day. Whichever policy number the letter writes, the closed head is read with that number. If there is no number, the number is not completed from here. The loss adjuster may have attached a photograph while saying there is no difference. The photograph does not erase the sentence of the note. The report of the note is not a court decision. If the insurer closes the head in part, which part was closed should be written in the letter. If the part is not written, the part is not chosen from here. A partial refusal is not writing a sum. The sum is not here. The repair invoice is not put in place of the refusal sentence. The invoice can be placed beside the letter as the record of the loss. A letter under a compulsory policy does not of itself determine the cover of the motor-insurance contract.
A sentence on fault is not stuck in place of the loss-adjuster's sentence. If it is said there is no fault, that sentence is read with the document in the fault file. While there is no document, a rate of fault is not produced. The rate is not in this text. An optional contract is not read of itself as an annex to the compulsory policy. If the two contracts are two numbers, the two refusals are separate too. If a single letter mentions two policies, which sentence belongs to which number should be written. If it was not written, the sentences are not put in each other's place. An application to arbitration does not treat the letter as if it were not there. The application recounts the refusal sentence in hand and the policy page. While there is no page, a decision on cover is not built. If a number of days stands on the service, it is read from there. If it does not stand, it is not added from here.
The Çankaya address does not choose the sentence of the letter
A lawyer in Ankara who asks for the ground of refusal does not change the competent authority from the address of the office in Çankaya. The name of the district is not written in place of a party to the policy or of the loss-adjuster's note. The competent place is read from the dispute's own rule. The door of the office does not write a sum into the refusal letter.
How the letter is read from the head
If the refusal writing and the policy are there, the file is read from there. A sum or a percentage is not added to the letter. A motor-insurance sentence is not treated as the decision of the compulsory policy.
Conclusion
A refusal of diminution in value is read from the letter that closed the head. The definition of the head is in the article on compensation for a traffic accident. The sentence on fault is in the article on insurance and fault. The door of the application is under insurance arbitration, and optional cover is under optional financial liability. The frame is on the criminal law page. The official basis is Law No. 5684 on Insurance and the Highway Traffic Law, Law No. 2918.