In short
A DASK loss application is read from whether the block, the parcel and the independent section on the policy show the same immovable as the land-registry entry. This insurance is not motor insurance. Not every crack is promised as earthquake cover. The day of the loss, and the sum, are not fixed in this article. The capacity of the applicant comes out of the policy and the land register.
Do the policy and the land register show the same immovable?
The block, the parcel and the independent section on the policy are placed side by side with the place on the land register. If one does not match the other, there is a mismatch of identity before the sentence about the loss. An approximate address in a street description does not stand in for the parcel number. An old street name does not of itself update the block and the parcel on the register.
If, on an immovable that was acquired, the policy is still in the previous owner's name, the application is not tied to a likeness of names. The check to be made before a transfer of title stands in the check before a transfer of title record. The transfer document is not treated as having changed the independent section on the policy. If the section number differs, the loss may have been written against another place.
The applicant's capacity
Who will make the application is read from the person shown as the insured on the policy, and from the record of the right holder on the land register. Not everyone who lives in the flat becomes the insured merely because they saw the crack. If the capacity does not fit, the application is not tied from memory to the observation of the person who lives there. A tenant's photograph is not the owner's application document.
If the application will be made under a power of attorney, the authority in the power of attorney should stand in the annex to the loss petition. While there is no authority, a neighbour's signature is not counted as the owner's application. The day of the loss, and the sum, are not written before the policy and the loss-adjuster's record are seen.
A crack is not a sentence of cover
Compulsory earthquake insurance takes as its subject the earthquake damage the policy covers. Whether a crack arose from the earthquake, or from another cause, is read from the loss file. A photograph of the crack is not, on its own, a decision on cover. The day the photograph was taken is not put in place of the day of the loss. If the day stands in the notification and in the survey document, it is read from there. If it does not stand, it is not invented.
If the sentence of cause in the loss-adjuster's report and the crack in the photograph do not match, the mismatch is described in the petition. The frame of an objection to the report stands in the loss-adjuster's report record. The arbitration route is not a copy of this question of identity. The separate door of arbitration stands in the insurance arbitration record. The sum is on the report's own line, and it is not made into a figure here.
A motor-insurance clause is not this policy
Motor insurance is an optional vehicle contract. The clause of compulsory earthquake insurance is not filled with the reasoning of a motor-insurance refusal. The reading of a motor-insurance refusal stands in the refusal of a motor-insurance loss record. A scratch on a vehicle and a crack in a building are not stuck onto the same document.
Whether the building falls inside compulsory insurance is read from the policy's own sentence and from the frame of the statute. Not every building is announced as being inside the cover of itself. The sum to be paid is not a figure here either. The sum is in the limit sentence of the policy. Writing a round price while there is no limit does not produce a decision.
A common area and an independent section can be mixed in the same loss petition. If the crack stands on the landing, the character of that place on the land register is read. Without the character being written, not every crack is named as damage inside the flat. An application by the site management is not a copy of an application by the flat owner. If the manager does not appear as the insured on the policy, their capacity is shown separately from the document. Without that being shown, the manager is not treated as having stepped into the owner's place.
Which channel the loss notification was made through is also in the file. A telephone note does not of itself pass in place of a written application. If the time of the note and the address on the policy conflict, the address line is corrected first. The sum is not discussed before the address is corrected. The sum is not made into a figure before the loss-adjuster's record and the policy limit stand side by side. A photograph album is not put in place of these two documents. The door number of the independent section is read apart from the block and the parcel. If the door number has changed, the document of the change is looked for in the file. While there is no document, the old door is not written as the place of the new policy.
Where the loss file is read from
The office in Çankaya does not change the authority in the place where the immovable is. The day of the loss, or the sum, is not written before the block, the parcel and the independent section match. A sentence of cover is not built before the application document, the policy and the loss-adjuster's record stand side by side.
Conclusion
A DASK application is read from whether the policy and the land register show the same place. Compulsory earthquake insurance is not motor insurance. Not every crack is a promise of cover. The day of the loss, and the sum, are not fixed. The frame sits on the real-property law page. The official basis is Law No. 5684 on Insurance.