Enforcement & bankruptcy · Legal information

If the Bank Does Not Release the Blocked Account, Which Writing Does the Debtor Read?

Author · Av. Ayşenur Konar, Avukat

Published ·

In short

If the bank does not release the blocked account, the debtor reads the institution and the reference on the bank's block record and the lifting writing belonging to that institution. The word at the branch does not erase the block line. A payment slip is not an instruction to the bank either. The list at the moment the account was first attached is under my bank account was attached. This text does not repeat that list.

The falling of the block is not a summary of how the account was attached. The item the employer deducted from the wage is not the same as this bank line either. The wage deduction is under a salary attachment came to the employer. The file being taken out of process does not open this line of itself either. That record is under a file taken out of process.

Which file the block record holds

The first line read on an account the bank did not open is the record the block was written on. The institution, the enforcement office or another authority, the file number, the date and the amount are looked for on the record. The word attachment on the mobile screen does not take the place of these lines. If there is no line, the debtor asks the bank in writing which writing holds this account. An oral reply that there is enforcement does not show the addressee of the lifting writing. The oral reply does not show which branch entered the writing either.

Whichever institution is written on the block line, the writing of that institution discusses the release. A line belonging to an enforcement office does not release the block of a tax office or of another institution. In the reverse, another institution's writing does not of itself erase the enforcement block either. The debtor does not spread a one-word block image to all the accounts. Each line is read with its own file. If there is more than one account at the same bank, each account's block breakdown is separate. One account being released does not erase the other account's line.

The name of a person who is not the debtor on a joint account does not drop the block line of itself either. The line shows for which debt and which file it was placed. The other right-holder's objection is not built as an action in this text. What will be built is whether the reference on the block record and the lifting writing went to the same account.

The account the salary is paid into and the savings account are not the same line either. A block appearing on one does not mean the same file stands on the other. The debtor does not spread a single screen image to both accounts. The institution and the reference are looked for separately on each account's breakdown. If the amount is not written on the breakdown, an amount is not invented. If the amount is written, this text does not rebuild that number either. The number is read from there if the bank's record and the office's writing match.

The lifting writing goes to that bank

The document that opens the account is the lifting writing the office or the authority on the block record drew up addressed to that bank. The reference number, the bank and, if possible, the account appear on the writing. If the writing stands in the debtor's pocket and did not reach the bank, the block line stands. Reaching is read from the record the bank entered, not from the debtor's sentence that I sent it. If there is no record, the writing is counted as on the way and the account is not announced as open.

If the writing went to another bank, to the old branch or to another reference, this account is not released. The debtor places the lifting copy in hand and the bank's block line side by side. If the addressee or the reference is different, the copy is not counted as the release of this block. The office issues the writing again to the correct bank. The debtor does not have it counted as entered by leaving a photograph of the writing at the branch. Entry is on the bank's own record. The debtor does not hide the line by pulling the balance to another channel. Shifting it to another account, to another person or to a cash withdrawal does not erase the block line. A hidden balance does not mean the block has fallen.

If the old account closed and a new account was opened, the block is not treated as having fallen of itself on the new account with the writing of the closed account. Which writing holds the new account is read from that account's block breakdown. If there is no breakdown, the debtor does not accept both accounts as open.

A payment slip is not an instruction to the bank

The debtor may have paid money into the file or to the creditor. The receipt of the money paid in is not the instruction that erases the bank's block line. The receipt is read together with whether the collection was entered on the file. A payment that is not entered does not stop the attachment. This distinction is under I paid the debt. This text reads which writing the bank waited for even after the payment that was entered.

Collection entered on the file does not open the bank at the same moment either. The office writes to the bank separately for the block to fall. Until the writing goes, the account can appear closed. A period is not written into this text. The sentence that it opens at the same moment is not built on the receipt. A partial payment is not treated as having released the whole of the block if the remaining balance stands. The remainder is read with the cover account and the block amount. An amount is not invented. If the remainder on the cover and the amount at the bank do not match, the debtor does not take the smaller one as the basis and count the account as released. The mismatch shows which writing is missing.

Money given to the creditor by hand is not an instruction to the bank either. The block line stands before a payment by hand is entered on the file. Even if it is entered, the lifting writing that went to the bank is looked for separately. The debtor does not have the line deleted by presenting to the branch the slip they gave by hand. Leaving the slip at another branch, or at another bank's counter, does not change this account's record either. The record that changes is the line the bank where the block stands entered. The debtor does not show the block as fallen by adding a photograph of the slip to the account movement. The movement breakdown is not read as an open account before the lifting writing is entered.

A second file leaves the same account

Even if one reference closes, another block can stand on the same account. When the bank sees the writing of the file that closed, it is not obliged to erase the other line too. The debtor separates from the block breakdown which reference ended and which remained. Pasting a single lifting writing onto all the lines does not open the file that stands. Even if the amount of the file that stands is smaller than the amount of the file that closed, the line does not fall of itself. Being small or large is not built as a figure in this text. What is built is that each line waits for its own writing.

A wage deduction running through the employer does not of itself release this line of the bank. Even if the money deducted from the wage went to the file, the block at the bank is a separate writing. The two are not the same slip. The debtor does not take the salary item for the falling of the bank line. Which writing went to which place is separated by the description on the receipt and the block record. The account the salary is paid into and the demand account can carry separate lines. One being released does not release the other.

The line of being taken out of process does not open the bank

It being written on the file screen that it was taken out of process does not erase the bank's block line. The screen shows the file's process state at that moment. The bank line shows the attachment writing that went to the institution. The two are not the same sentence. While the screen is silent, the bank line can stand. A line that stands is not opened by leaving the screen image at the branch. The opening is seen with the lifting writing that went to that bank.

The debtor does not take the record of being taken out of process for the same writing to all the banks. Which bank holds which reference is on each bank's own breakdown. If the breakdown and the screen contradict each other, the block is not treated as having fallen because of the contradiction. Both records stand. If the block breakdown and the lifting writing are in hand, the two are read side by side through contact. The reading does not open the account and does not carry the balance to another channel.

If the lifting writing was entered on one account and a line stands on another account at the same bank, the account that stands is not treated as released. The debtor does not put the receipt of the released account onto the account that stands as an example. The example is the document of that line only if it writes the same reference and the same account. If it does not write them, each account stays on its own breakdown. If the breakdown and the lifting writing contradict each other, the contradiction is not made the ground for carrying the balance to another channel.

The block amount can appear different from the debt on the cover. The difference is not tied to a number in this text. The debtor does not take the amount that looks small as the basis and ignore the large line. Each line is read with the reference in its own writing. If the reference is the same and the amount is different, the source of the difference is not treated as closed before the cover and the bank breakdown are placed side by side.

Conclusion

If the bank account is not being released, the documents that are read are the block record and the lifting writing belonging to the institution on that record. The payment slip and the word at the branch do not take the place of this writing. A second file can hold the same account. The block is not treated as having fallen by the balance being pulled to another channel. The framework is on the enforcement and bankruptcy law page. The basis is the attachment provisions of Enforcement and Bankruptcy Code No. 2004.

Legislation

Frequently asked questions

If the bank does not release the blocked account, which writing does the debtor look at first?

The institution, the office or the name of the authority on the block record, the file number and the date are read. The document that opens the account is the record showing that the lifting writing belonging to that institution and that file went to this bank. The word at the branch does not take the place of this writing.

Does a payment receipt erase the block line?

It does not. The receipt shows that the money went somewhere. The instruction that releases the bank's block line is the lifting writing the enforcement office wrote to that bank. Before the receipt is entered on the file, the block is not treated as released.

If the lifting writing went to another bank, is this account released?

No. The writing should concern the bank where the block stands and that account. A writing that went to another branch or another bank does not of itself erase this line. The debtor compares the addressee of the writing with the bank on the block record.

Does the block fall when the branch says there is no debt?

It does not. The bank is the third person that applies the attachment notification. The branch does not decide whether the debt arose. The objection, or the absence of the debt, is discussed in the file on the block line. The branch sentence does not open the account without an office writing.

When one file closes, does the block on the same account end?

It does not always end. A block of a second file can be standing on the same account. The writing of the file that closed does not erase the other file's line. The bank shows on the block record which reference still stands.

Related reading

This article sits under one practice area. The neighbouring guides carry the detail that does not belong in this text.

Practice areas · Enforcement & bankruptcy

Sources

AK

Author

Av. Ayşenur Konar

Lawyer on the Ankara Bar Association roll, founder of Konar Hukuk. This text is general information; a specific file is reviewed separately. Author profile · Editorial policy

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